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Capacity Finance

Property investment & development

Bridging finance

Bridging finance can provide short-term funding secured on property where timing matters. We help you weigh the costs, the exit and the alternatives before you commit.

Bridging finance secured on investment, development or business property is not usually regulated by the Financial Conduct Authority.

This finance is secured on property, which may be repossessed if you do not keep up repayments. Lenders often ask directors or owners for a personal guarantee, which can make you personally liable for the debt.

Is the property your home?

This page covers bridging on investment, development and business property. If the loan would be secured on a home that you or a close family member live in, or plan to live in — for example, to buy your next home before selling — different rules apply.

Bridging for your home

What we can help with

  • Purchases ahead of a sale
  • Chain breaks
  • Auction purchases
  • Refurbishment projects
  • Property that is not yet mortgageable

Talk to us about bridging finance.

Tell us a little about what you need and we’ll come back to you to arrange a conversation.

What happens next

  1. Step 1: Tell us what you need

    A short conversation about what you’re trying to achieve, your timescales and your circumstances.

  2. Step 2: We assess the options

    We review suitable lenders and products, then talk you through our recommendation and what it involves.

  3. Step 3: We arrange the finance

    We manage the application and keep in contact with the lender and other parties through to completion.

Send us an enquiry

It takes about a minute.

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