Commercial property
Commercial mortgages
Whether you are buying the premises your business trades from or investing in commercial property, we work through the lender’s view of the property, the business and the income.
Most commercial mortgages are not regulated by the Financial Conduct Authority. If part of the property is, or will be, lived in by you or a close family member, the loan may be a regulated mortgage, and we will tell you if this applies.
This finance is secured on property, which may be repossessed if you do not keep up repayments. Lenders often ask directors or owners for a personal guarantee, which can make you personally liable for the debt.
What we can help with
- Premises your business trades from
- Commercial property let to tenants
- Semi-commercial and mixed-use property
- Refinancing existing commercial borrowing
Related services
- Development financeFunding for residential and commercial development projects.
- Bridging financeShort-term property finance for purchases, chain breaks, auctions, refurbishment and other time-sensitive requirements.
- Asset financeFunding for machinery, vehicles, equipment and other productive business assets.
Talk to us about commercial mortgages.
Tell us a little about what you need and we’ll come back to you to arrange a conversation.
What happens next
Step 1: Tell us what you need
A short conversation about what you’re trying to achieve, your timescales and your circumstances.
Step 2: We assess the options
We review suitable lenders and products, then talk you through our recommendation and what it involves.
Step 3: We arrange the finance
We manage the application and keep in contact with the lender and other parties through to completion.
Send us an enquiry
It takes about a minute.