Your business
Mortgages for business premises
Owning your premises can give a business stability and an asset of its own. Lenders look at both the property and the business’s accounts, and we help you prepare for both.
Most commercial mortgages are not regulated by the Financial Conduct Authority. If part of the property is, or will be, lived in by you or a close family member, the loan may be a regulated mortgage, and we will tell you if this applies.
This finance is secured on property, which may be repossessed if you do not keep up repayments. Lenders often ask directors or owners for a personal guarantee, which can make you personally liable for the debt.
What we can help with
- Buying the premises you currently rent
- Moving to larger or better-located premises
- Refinancing premises you already own
- Buying in the company’s name or personally
Related services
- Asset financeFunding for machinery, vehicles, equipment and other productive business assets.
- Business financeWorking capital, invoice finance, acquisition finance and funding for business growth.
- Mortgages for company directorsMortgage advice for limited company directors whose income comes from salary, dividends or retained profit.
Talk to us about mortgages for business premises.
Tell us a little about what you need and we’ll come back to you to arrange a conversation.
What happens next
Step 1: Tell us what you need
A short conversation about what you’re trying to achieve, your timescales and your circumstances.
Step 2: We assess the options
We review suitable lenders and products, then talk you through our recommendation and what it involves.
Step 3: We arrange the finance
We manage the application and keep in contact with the lender and other parties through to completion.
Send us an enquiry
It takes about a minute.