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Capacity Finance

Property investment & development

Commercial investment mortgages

Longer-term finance for commercial property held as an investment. Lenders look closely at the tenants, the leases and the rental income, so we help present the property — and you — clearly.

Most commercial mortgages are not regulated by the Financial Conduct Authority. If part of the property is, or will be, lived in by you or a close family member, the loan may be a regulated mortgage, and we will tell you if this applies.

This finance is secured on property, which may be repossessed if you do not keep up repayments. Lenders often ask directors or owners for a personal guarantee, which can make you personally liable for the debt.

What we can help with

  • Shops, offices and industrial units let to tenants
  • Semi-commercial and mixed-use buildings
  • Buying through a limited company
  • Refinancing an existing portfolio

Talk to us about commercial investment mortgages.

Tell us a little about what you need and we’ll come back to you to arrange a conversation.

What happens next

  1. Step 1: Tell us what you need

    A short conversation about what you’re trying to achieve, your timescales and your circumstances.

  2. Step 2: We assess the options

    We review suitable lenders and products, then talk you through our recommendation and what it involves.

  3. Step 3: We arrange the finance

    We manage the application and keep in contact with the lender and other parties through to completion.

Send us an enquiry

It takes about a minute.

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